Savings Account
FD/RD
Annual Percentage Rate
External Benchmark Lending Rate
Minimum Lending Rate
Rate of Interest (% p.a.)
Balance upto 1 Lac
3.00%
Above 1 Lac to 5 Lacs
3.50%
Above 5 Lacs to 10 Lacs
Above 10 Lacs to 25 Lacs
4.00%
Above 25 Lacs to 50 Lacs
6.00%
Above 50 Lacs to 1 Crore
6.50%
Above 1 Crore to 2 Crore
Above 2 Crore to 5 Crore
7.25%
Above 5 Crore to 7 Crore
Above 7 Crore to 10 Crore
7.60%
Amount less than Rs.3 Crores
7 days to 14 days
15 days to 29 days
3.75%
4.25%
30 days to 90 days
4.75%
91 days to 180 days
5.25%
6 months to less than 9 months
9 months to 12 months
12 months 1 day to less than 18 months
8.05%
8.55%
18 months to 24 months
8.30%
8.80%
24 months 1 day to 36 months
7.50%
8.00%
36 months 1 day to 60 months
7.00%
60 months 1 day to 120 months
6.25%
6.75%
Tax saver FD 5 Years (60 months)
For interest rates of Rs.3 Crore and above, please contact the nearest Shivalik Small Finance Bank Branch
From greater than Rs.1 Crore to less than Rs.3 Crores
3.65%
4.15%
3.90%
4.40%
4.90%
5.40%
6.15%
6.65%
8.20%
8.70%
8.45%
8.95%
7.65%
8.15%
7.15%
6.40%
6.90%
6 months to 8 months
13 months to 17 months
25 months to 36 months
37 months to 60 months
61 months to 120 months
The Annual Percentage Rate (APR) is a method to compute annualised credit cost, which includes interest rate and processing fee.To calculate the same, please click here to download the APR calculator.
Agriculture Loan
10.95% - 24%
14.09%
Commercial Vehicle Loan
12.75% - 25.5%
20.34%
Gold Loan
9.5% - 24%
14.68%
Housing Loan
9% - 12%
9.70%
Loan against Property
9.3% - 15%
10.71%
Overdraft against Property
10% - 11.5%
10.67%
Microfinance
26% - 27%
26.93%
Vehicle Loan
9.5% - 9.5%
9.50%
Micro Loan against Property
15% - 26%
22.95%
Repo+Spread
10.45%
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