Loan Against Property

Loan Against Property

Shivalik Bank will tailor a mortgage that’s right for you based on your financial goals. No matter what your goal is – financing your child’s education, managing wedding expenses, investing in a business, or something else – we can help. A loan against property (LAP) is a secured loan and is available for both salaried and self-employed. You can apply for a loan against property (LAP) and avail of a loan with an attractive interest rate, easy documentation, speedy approvals, and tenure up to 20 years. Apply now for a loan against property (LAP) and choose the right decision for your fund's requirement with Shivalik Small Finance Bank.

Important Features

Balance Transfer Facility

Flexible Repayment Options

Insurance Cover for Your Loan

Attractive Interest Rate

Maximum Tenure up to 20 years

Simplified Documentation

Initial Documents required for Loan Against Property

KYC documentation

Non-encumbrance & Title Report

Original ownership documents of the property

The area should be approved from the competent Authority

Declaration for end use of fund

Copy property insurance with banker’s clause

Income proof and balance sheet of the borrower for the last 3 years