Gold Loans

Use gold to optimise your investments. Using Shivalik Bank Gold Loans, you can use your assets to fulfil your current needs whether it’s for a purchase or an emergency. With features like no prepayment penalty and no guarantor, we will make sure you get the value you deserve.

Eligibility

  • Any individual (21 years or more) with a regular source of income either from agriculture activity or other profession via service, business, and self-employed person.

Tenure

  • 12 months

Loan to Value

  • Max. 75% of the value of gold.
  • Quantum of Finance is Rs.10,000/- and above.

Documents Required

  • KYC documentation
  • Ownership Declaration
  • Assets & Liabilities Statement & Supporting Documents

*Share Capital for regular members will be Rs. 100/- (upto Rs. 10.00 lac) and Rs. 500/- (above Rs. 10.00 Lac to Rs. 50.00 Lac).
*All loans are applicable to actual bank charges which include valuation, legal and all actual bank charges

To know more visit your nearest branch.