This is an insurance scheme that offers life insurance cover for death due to any reason. Pradhan Mantri Jeevan Jyoti Bima Yojana is 50 years. The applicant must be 18 years minimum and must have a bank account as well as give their consent to join / enable auto-debit to avail of PMJJBY. Primary KYC details for this account will be the Aadhaar card. Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana and get a life cover of Rs. 2 lakhs which shall be available for a one-year period beginning 1st June and ending on 31st May and will be renewable. Risk coverage under Pradhan Mantri Jeevan Jyoti Bima Yojana is Rs. 2 Lakh in case of death of the insured, due to any reason.