Merchant Transactions

Users can now make payments to merchants using UPI. With UPI, users can pay merchants on their e-commerce platform as well as their retail outlets (by simply scan the QR Code).

Some of the key merchants where UPI is available are:

Features & Benefits of UPI

Immediate money transfer through mobile device round the clock 24*7 and 365 days.
Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines.
Merchant Payment with Single Application or In-App Payments.
Raising Complaint or dispute from Mobile App directly

Payment initiation modes – UPI

QR Code Scanning – Now customers can pay for their purchases at merchant outlets by simply scanning QR code using PSP app. QR code enables seamless transactions across banks for all cardholders and UPI users.
Mobile Number – Customer can make a payment or transfer funds by simply typing or keyed beneficiary’s mobile number and without inputting beneficiary’s whole bank account details like account number, IFSC, Payee Name, etc.*
* Beneficiary’s mobile number should be registered and linked with his/her bank’s account number and his/her bank must be lived on UPI channel.