Shivalik Bank’s micro ATM (m-ATMs) outlets are an extension of the branch network. m-ATM is an interoperable system that can service a customer of any bank using the Aadhaar bio-metric authentication system or debit card interface.

m-ATM devise has touch based user-interface include a supporting card reader and a receipt printer that prints receipts for all transactions. The integrated fingerprint sensor is used for authenticating all transactions.