Aadhaar Enabled Payment System (AEPS) is a payment service that allows customers to use their Aadhaar number and biometric data as identification to perform basic banking activities with their respective Aadhaar enabled bank account. Customer can transact through Micro ATM of Shivalik Small Finance Bank available with their nearest business correspondent.


  • No registration required
  • Transactions using Aadhaar and bio metric
  • Financial Inclusion through BC model
  • Easy availability through MATM, without visiting bank.
  • Instant transfers to any Aadhaar enabled bank account in India
  • Printed record of every transaction for customer’s convenience

Type of Transactions

  • Balance Enquiry
  • Mini Statement
  • Cash Deposit
  • Cash Withdrawal
  • Fund Transfer