Fixed Deposit

Shivalik Bank Fixed Deposit is a guaranteed-return investment with competitive benefits so that your money can work for you.

A Fixed Deposit is an ideal way to grow your wealth. Shivalik Small Finance Bank offers Fixed Deposits (FDs) ranging from 7 days to 10 years. We offer overdraft facilities and loans against the value of the FD, which can be repaid in easy installments. What’s more! Not only this Shivalik SFB’s FDs pay more interest to our senior citizens and our Senior Citizen customers get a higher interest rate of 0.50% p.a. for any tenure.

Enjoy earning more on your finances with Shivalik Small Finance Bank Fixed Deposit Account.

Tax Saver Fixed Deposit

Fixed Deposit that comes with tax benefits

Saving for the long term has more than one benefit. The Tax Saver Fixed Deposit provides Dual benefits of tax saving and assured returns based on your deposit. With current interest rates being in the range up to 7.00% p.a., a tax saving deposit with a minimum of INR 1000, with a lock-in period of five years protects your money from any withdrawal. In this way, you can start saving on tax while earning good returns. Why just save money when you can also save on taxes and earn high interest on your investment?

*Assured returns are subject to change due to Tax Deducted at Source (TDS), wherever applicable

Non-Callable Fixed Deposit

A safe investment option with a higher rate of return for your lump sum savings. Shivalik Bank's Non-Callable Fixed Deposit gives all the customers an option to earn higher rate of return as compared to regular FDs. These fixed deposits do not have premature withdrawal facility, i.e., the fixed deposit cannot be closed by the depositor before expiry of the term of such deposit.