- He has to appraise/underwriting the loan applications by assessing overall Credit Eligibility of customer as per Income and as per uses.
- Responsible for the application process from login to disbursement.
- Managing quality of the portfolio, post disbursement documents and partly disbursed cases.
- He / She have to co-ordinate with legal, technical and Risk Cont Unit agency for processing the file/docket.
- Responsible for TAT of delivering sanction letter and disbursement.
- Preparation of MIS, Resolving customer issues and legal cases pertaining to sanction and disbursement process.
- Taking care of Audit queries and maintaining good audit score.
- To perform the due diligence check about the customer and verify genuine document required for appraisal.
- Prepare financial and ratio analysis of the customer and analyse the risk associated with business limits and term loans.
- Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
- Ability to train and develop others
- Willingness to travel
- Should have experience in Handling Home Loan & LAP
Years of Experience
- 2-8 years