Credit Executive

Full Time
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Job Description

Role Accountability

  • He has to appraise/underwriting the loan applications by assessing overall Credit Eligibility of customer as per Income and as per uses.
  • Responsible for the application process from login to disbursement.
  • Managing quality of the portfolio, post disbursement documents and partly disbursed cases.
  • He / She have to co-ordinate with legal, technical and Risk Cont Unit agency for processing the file/docket.
  • Responsible for TAT of delivering sanction letter and disbursement.
  • Preparation of MIS, Resolving customer issues and legal cases pertaining to sanction and disbursement process.
  • Taking care of Audit queries and maintaining good audit score.
  • To perform the due diligence check about the customer and verify genuine document required for appraisal.
  • Prepare financial and ratio analysis of the customer and analyse the risk associated with business limits and term loans.

Skill Set

  • Strong work ethic that supports a willingness to handle multiple tasks with efficiency and accuracy.
  • Ability to train and develop others
  • Willingness to travel
  • Should have experience in Handling Home Loan & LAP

Location

  • Indore
  • Dhar
  • Khargone
  • Dewas
  • Ujjain

Years of Experience

  • 2-8 years
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