Mr. Anshul Swami is a seasoned banking professional with rich experience in Product & Portfolio management, Driving- lending initiatives in the digital space, Rural branch banking, Deal evaluation, Business planning & implementation, Operations, Sales and Underwriting.

Anshul brings rich experience across various customer and geographic segments including Urban consumer and MSME business: Financial inclusion across Rural women, Small business lending and Agri lending to farmers.

He was associated with RBL Bank as Head - Retail, Inclusion & Products before joining Shivalik. He has worked with Barclays, Citi Financial, and Britannia.

Mr. Gupta is an accomplished Indian Police Service Officer and has served as the Director General and Inspector General of Prisons, West Bengal. His other positions in the 35+ years of experience includes roles such as Additional Director General, Administration and Traffic West Bengal and D.I.G Central Bureau of Investigation.

He holds a BSc, LL.B, PG Diploma in Personnel Management, LL.M in India as well as LL.M in International Criminal Law from the Sussex University, U.K.

Mr. Gupta has distinguished himself for his attention to detail, leading to astute execution, and deep legal acumen around laws and by-laws to implement organizational policy, court matters civil, criminal and constitutional. He combines a modern outlook for e-governance and welfare activities, along with strong interpersonal relationships - a core strength while managing and outside the organization.

Ms. Mech served as the Chief General Manager & Regional Director, Reserve Bank of India. She brings with her over 35+ years of Central Banking experience from mid-level to senior-level roles. She has demonstrated leadership ability in diverse environments with experience that covers Regulatory oversight and compliance in areas of governance, currency management, payment systems, human resource management, logistics, disaster management amongst others. Ms. Mech led the Southern Zone through the demonitization period.

A Master of Arts from Jawaharlal Nehru University, Ms Mech has also done the Programme on Leadership Development for Corporate Excellence from Kellogg School of Management of the North-Western University, USA.

Mr. Shankar Aggarwal was an Indian Administrative Service officer Uttar Pradesh, (1980 Batch). He served as the Secretary Ministry of Labour & Employment and Secretary Urban Development, Government of India. Mr. Aggarwal has more than 16 years of experience at Joint secretary level and above in the field of Administration, Urban Development, Industrial Development, Defence, Information Technology, Labour, in the respective Ministries of Government of India. Mr. Aggarwal also has very rich experience of working in very senior positions in various depts of Govt. of Uttar Pradesh, especially in the area of finance, energy and industries.

Mr. Aggarwal is Postgraduate in Computer Technology Engineering, from IIT, Delhi and Graduate in Electronics & Communication Engineering from IIT, Roorkee.

Mr. D. K. Mittal is a former Indian Administrative Service (IAS) officer of 1977 batch (UP cadre) and has served the Government of India in various capacities.

He served as Secretary of Department of Financial Services for Ministry of Finance where he was responsible for overseeing Banking, Insurance and Pension policies of India.

He was Secretary, Ministry of Corporate Affairs and has worked closely with ICAI, ICSI and ICWAI. He has also served as Joint Secretary and Additional Secretary in the Ministry of Commerce and Industry. He has hands on experience in Infrastructure, International Trade, Urban Development, Renewable Energy, Agriculture Development and Micro-Credit, Corporate Governance, Banking, Insurance, Pension and Finance.

He holds a Master's Degree in Physics with specialization in Electronics from University of Allahabad.

Mr. K. Narasimha Murthy is a B.Sc., FCA and FCMA. He entered the profession of Cost & Management Accountancy in 1983. He has been associated with the development of Cost & Management Information Systems for more than 150 companies across more than 45 industries. He has been closely involved in turning around multiple large corporates, focusing on systems improvement with a cost optimization approach. He has been associated with more than 45 High Level Committees as Chairman / Member both at National & State Level.

Presently, he is on the Boards of National Stock Exchange (NSE), NELCO (A TATA Enterprise), Max Life Insurance Company Ltd., Max Healthcare Institute Ltd., Max Ventures & Industries Ltd., Max Specialty Films Ltd.,etc. Earlier he was associated as a Director with Oil and Natural Gas Corporation Ltd (ONGC), IDBI Bank Ltd, LIC Housing Finance Ltd, UTI Bank Ltd.(presently AXIS Bank), Member Board of Supervision NABARD, Unit Trust of India (UTI), Infiniti Retail Limited (TATA Croma), IFCI Ltd, STCI Finance Ltd. (Formerly Securities Trading Corporation of India Ltd.), AP State Finance Corporation, APIDC Ltd.

Mr. Malay Mukherjee has over 36 years of experience in banking sector. He was the CEO and MD of IFCI Limited. Prior to that he was Executive Director of Central Bank of India overseeing portfolios such as Credit, HR, General Administration, IT, Corporate Communications, Publicity, Marketing, Client coverage and New Initiatives. He was also the Chairman of Cent Bank Home Finance Ltd., a subsidiary of Central Bank of India.

He is empanelled as a consultant with Asian Development Bank (ADB). He is also Director of a Bank in Nepal and senior advisor to biggest business Group of Nepal.

He holds a Master's Degree in Physics from Banaras Hindu University.

Dr. Lal holds a Ph.D. in Organizational Development & Change Management from UCLA Anderson Graduate School of Management. In addition, her educational qualifications also include a PGDM from IIMA. She is also a Global Fellow in Talent Management from Wharton.

Her 25+ years of experience includes roles such as Chief of Organizational Development & Change at Bharti Televentures, Global Head - Talent and Development at Deutsche Bank and Chief Human Resources Officer at Escorts Agri amongst other senior roles with other reputed companies.

In her more current role, Dr. Lal is Founder and CEO of Unqbe, an educational and advisory firm around the 'Future of Work'. She is actively involved with several leadership teams to build Leadership Styles, Cultures and Organizational structures that foster Innovation and Agility.

She hosts the "Future of Work Show" on LinkedIn, where she moderates conversations with leading global academics, practitioners and thinkers around different future trends. She also is a published author (The Secret Life of Organizations, Hachetter India), and often writes for leading magazines and papers.

Prof. Hingarh has over 20 years of rich and diverse experience in consultancy gained while providing training to over 30 banks globally in the areas of design and improvement of risk management functions.

A Master in Science, she holds multiple qualifications such as Chartered Accountant, Company Secretary, Certified Information Systems Auditor, Certifications in CSR, Forex, Treasury and Wealth Management amongst others. She is among a few from India who has had the privilege to address the World Accounting Forum.

Her distinguished academic career includes roles of Associate Consultant with Moody's Analytics, Fitch Learning, KPMG Middle East. Informa Inc and Ken Knowledge Singapore.

Mr. Sudhakar Agarwal is a B.Sc. and B. Pharma. He has vast experience in the field of Management and Corporate Governance. He is an entrepreneur and Director in one of the renowned Herbal Health care product Company for Veterinary and Human use.

Mr. Agarwal is the recipient of many national awards and international commendations, the crowning moment of his career came with the prestigious "National Award for "Manufacturing Outstanding Quality Products, National Award for "Outstanding Entrepreneurship in MSMEs" and National Award for "Outstanding R&D Achievements, conferred by the Government of India. He has published more than 15 research papers on medicinal plants and products. He was instrumental in implementing WHO GMP and Quality Management System and in obtaining first ever WHO GMP certification for any Herbal Veterinary Company from CDSCO, Delhi and in obtaining ISO-9001 certification from DNV, GMP+ certification from GMP Plus International, The Netherlands.

Mr. Keshav Mishra is a fintech enthusiast with over 16 years of rich experience across various Indian banks and the fintech ecosystem in India.

At Shivalik, Keshav is responsible for digital strategy, digital channels, payments & future ready initiatives. Prior to joining Shivalik, he was leading the digital banking initiatives of Open Financial Technologies. Prior to Open, he had a long stint with RBL Bank as head of product liabilities & business intelligence.

In the past Keshav was associated with Jupiter Money, Kotak Mahindra Bank & Dhanlaxmi Bank.

Keshav holds a Master's in Business Administration from NMIMS, Mumbai and Certifications on Digital Transformation from INSEAD & Business Strategy from IIM Ahmedabad.

Mr. Neeraj Sati comes with more than 18 years of experience, with proficiency in delivering operational success in the aspects of Retail Assets, Liability Product Management, Risk & Audits, Regulatory Compliances, Process Improvement, Centralization & Automation.

He has joined Shivalik Bank from RBL Bank Ltd., where he was instrumental in scaling-up Financial Inclusion Business to a 1 Bn $ book by rolling-out new products and bringing strategic partnerships.

At Shivalik, responsible for developing the lending and partnership business for the bank with special focus on underserved segment in predominantly rural and semiurban markets.

Neeraj has started his career in microfinance industry and worked with organisations such as SIDBI and Axis Bank in Financial Inclusion and Rural Banking space.

Neeraj holds Post Graduation in Rural Management from Xavier Institute of Management, Bhubaneshwar (XIMB) and a Bachelor’s degree in Agriculture from G B Pant Univ of Agri & Tech, Pantnagar.

Mr. Anshul Swami is a seasoned banking professional with rich experience in Product & Portfolio management, Driving- lending initiatives in the digital space, Rural branch banking, Deal evaluation, Business planning & implementation, Operations, Sales and Underwriting.

Anshul brings rich experience across various customer and geographic segments including Urban consumer and MSME business: Financial inclusion across Rural women, Small business lending and Agri lending to farmers.

He was associated with RBL Bank as Head - Retail, Inclusion & Products before joining Shivalik. He has worked with Barclays, Citi Financial, and Britannia.

He holds Bachelors degree in Arts and Law (BALLB). He is CAIIB and also holds diploma in Treasury and Risk Management. He also holds a certificate in Risk Management in Financial Services from CISI, UK.

Before joining the bank, he was working in Oriental Bank of Commerce, where he retired as General Manger - Risk Management.

In his previous role he was leading a team, chartering policies and models and was involved in marquee projects.

Prior to heading the risk department, he headed various branches including Rural, Urban and Metropolitan (Delhi and Mumbai), large corporate branch in Mumbai, post which he shouldered responsibilities as the Regional Head of Jaipur Region & later New Delhi Region.

M.Sc. (Finance) From University of Strathclyde Business School, Scotland, United Kingdom and B.Com. (Hons.) From University of Delhi

Gaurav Mittal has been working with the bank since 2013. He is responsible for Strategy, Operations, Business Development, HR and Marketing functions.

He has worked in Worlds Windows Group, as a DGM Strategy. As a part of the strategy team, working with the Group Chairman, his role was to identify new business opportunities, M&A targets and streamline existing business operations. He has also worked in SKIL Infrastructure where he was responsible for setting up and launching Strathclyde Business School (SBS) India campus at Greater NOIDA. He was Research Manager in CEB (now Gartner) and managed a team of research associates working on research reports in Retail, Corporate, and Private Banking for senior executives at leading financial institutions in US, Europe & Asia.

Chartered Accountant from the Institute of Chartered Accountants of India and Bachelors in Commerce (Hons) from University of Delhi, India.

Gaurav Seth joined the bank in November 2021 and holds responsibilities for Finance, Treasury, Investor relations and Corporate secretarial function. He has an extensive experience in strategic financial planning, cost & profitability management, business process re- engineering, treasury, investor relations.

Before joining Shivalik, he worked as CFO at Eko India Financial Services (a Fintech platform providing digital financial services to the financially underserved) where he lead Finance and strategy for digital business partnerships across new products. Prior to Eko, he worked with Actis where headed Fund operations where his responsibilities included Financial reporting, portfolio valuation and investor relations. Before Actis, he worked with KPMG and Deloitte where he worked as Assistant Manager in the audit and assurance domain.

Mr. Ankit Khare is an articulate professional and champions driving technology related changes in the Bank.

He has a rich experience in domestic as well as international market with major banks delivering strategic digital transformation projects including CBS and Middleware implementations with roles ranging from Techno-functional Consultant to Project/Delivery Manager and now as Chief Technology Officer.

He was associated with Infosys, Prosense Technology and leading Banks in Europe, APAC and MEA region including HPB (Croatia), Equity Bank Ltd.(Kenya), Mediterranean Bank (Malta), ACLEDA Bank (Cambodia) among others, prior to joining Shivalik Bank.

He holds a B-Tech in Electronics and Communications from Jaypee University of Information Technology, Solan (H.P) and is a Vice-Chancellor’s Gold Medal Awardee for academic excellence.

Mr. Pradeep Kumar Shukla is an extremely avid compliance professional and a go to person for any guidance on regulatory affairs.

He has more than 17 years’ experience in Banking industry and related compliances. He has been instrumental in setting up a few co-operative banks and has been a part of the leadership team for the transition of Shivalik into a Small Finance Bank in congruence with the RBI guidelines.

He has also handled several RBI inspections, managed treasury operations and has also worked as an audit controller in his previous role at other smaller banks.

Pradeep is a commerce graduate from Allahabad University. He is also a CA (Inter) and has completed the JAIIB and CAIIB certifications.

Mr. Divya Sethi is a hard-working relationship-oriented professional committed to driving business results and has 18 years of experience in Retail and Corporate Banking.

Prior to joining Shivalik, he was associated with ING Vyasa (now Kotak Mahindra Bank) and ICICI Bank.

In his past experiences he has handled a wide range of assignments in Sales and Revenue Generation, Branch Banking Operations, Trade and Forex Operations.

Divya holds a Master’s degree in Business Management from IMS Ghaziabad.

Mr. Ravi Ratnaker Singh brings an extensive experience of over 17 years in Banking Operations.

Prior to joining Shivalik, he was associated with IndusInd Bank Ltd as a Regional Branch Monitoring Head for UP and Uttarakhand. Ravi has extensively worked on various customer touch points overseeing the integration of digital capabilities to ensure best-in-class customer experience.

He has been instrumental in implementing all the regulatory guidelines and directives in the Bank and maximizing efficiency.

Ravi is a commerce graduate from Delhi University and Master’s in Business Administration from IP University, Delhi.